You have a high chance of getting approved for the Amex Blue Card if you have a good credit score, which is a FICO® Score of 670 or above. This is one of the easiest Membership Rewards cards to open, and even consumers with average credit scores have a decent chance of approval.
Amex may decide to lower your card’s credit limit if your income is reduced, you make late payments, you miss payments, your credit score drops, you have a high credit utilization ratio, you don’t use your card frequently or you’ve been a victim of identity theft.
How much is Amex Platinum annual fee?
Amex Platinum Annual Fee and Suite of Credits and Benefits. The Platinum Card has a $695 annual fee. Though the fee is paid once a year, the math works out to about $58 a month. At the same time, the Platinum Card can help you get access to over $1,500 value in benefits.
What is the hardest Amex card to get?
Centurion® Card from American Express Why it’s one of the hardest credit cards to get: The hardest credit card to get is the American Express Centurion Card. Known simply as the “Black Card,” you need an invitation to get Amex Centurion.
Which is the easiest Amex card to get?Do you have to pay your Amex in full every month?
WalletHub, Financial Company No, you don’t have to pay off all American Express card every month. Most Amex credit cards allow you to carry a balance from month to month, requiring only a monthly minimum payment to keep your account in good standing.
Does my AMEX get me into airport lounges?
Airport lounge access from American Express You can enjoy complimentary access to over 1,300 airport lounges across more than 140 countries with Priority Pass and more — courtesy of American Express.
Does PayPal charge for Amex?
There are no extra fees for using PayPal with retailers. Note that some retailers manage to block PayPal from showing the American Express option if they do not accept Amex themselves so this is not always a solution. In the majority of cases, as with Whatabuy, it will work just fine.
Is food free in Amex lounge?
Yes. One of the great perks about the lounge is that you are offered free hot meals and free drinks, including alcoholic beverages. In fact, each Amex Centurion Lounge has its own specialty cocktails you can request.
How much is 120k Amex points worth?
Economy round-trip
Business class round-trip
Redemption
120,000 miles + $65.12
251,000 miles + $78.74
Point value
0.7 cents
4.0 cents
Learn about amex in this video:
Which is the easiest Amex card to get?How many Amex payments can you make a month?
Plan It® allows you to create up to 10 active payment plans for qualifying purchases of $100 or more, subject to a plan fee. This fee is a fixed finance charge that will be charged each month that a plan is active.
Do I have to pay my Amex off every month?
No, you don’t have to pay off all American Express card every month. Most Amex credit cards allow you to carry a balance from month to month, requiring only a monthly minimum payment to keep your account in good standing.
Does Amazon take Amex?
Amazon Pay accepts the following payment methods: Credit card currently accepted include Visa, MasterCard, and American Express. Debit card currently accepted include Visa Electron, Delta, and Maestro.
